Franklin India Government Securities Fund Datagrid
Category Gilt Fund
BMSMONEY Rank 11
Rating
Growth Option 31-07-2026
NAV ₹61.41(R) -0.13% ₹67.7(D) -0.13%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 4.52% 6.13% 5.14% 5.02% 5.09%
Direct 5.11% 6.69% 5.67% 5.54% 5.74%
Benchmark
SIP (XIRR) Regular -9.52% 0.21% 3.8% 4.39% 4.33%
Direct -8.98% 0.78% 4.36% 4.94% 4.9%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.07 0.03 0.47 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.92% -4.88% -2.79% - 2.32%
Fund AUM As on: 30/12/2025 179 Cr
Top Gilt Fund
Fund Name Rank Rating
Bandhan Gilt Fund 1
ICICI Prudential Gilt Fund 2
Axis Gilt Fund 3
UTI Gilt Fund 4
DSP Gilt Fund 5

NAV Date: 31-07-2026

Scheme Name NAV Rupee Change Percent Change
Franklin India Government Securities Fund - IDCW 10.75
-0.0100
-0.1300%
Franklin India Government Securities Fund - Direct - IDCW 11.92
-0.0200
-0.1300%
Franklin India Government Securities Fund - Growth 61.41
-0.0800
-0.1300%
Franklin India Government Securities Fund - Direct - Growth 67.7
-0.0900
-0.1300%

Review Date: 31-07-2026

Beginning of Analysis

Franklin India Government Securities Fund is the 15th ranked fund in the Gilt Fund category. The category has total 19 funds. The Franklin India Government Securities Fund has shown a poor past performence in Gilt Fund. The fund has a Sharpe Ratio of 0.07 which is lower than the category average of 0.12.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Gilt Mutual Funds are ideal for risk-averse investors seeking safety and stability in their debt portfolio. These funds are highly sensitive to interest rate changes and are best suited for long-term investors who can tolerate volatility. While they offer zero credit risk, their performance is closely tied to interest rate movements, making them less suitable for short-term goals. Investors should carefully assess their risk tolerance and investment horizon before investing in Gilt Funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

Franklin India Government Securities Fund Return Analysis

  • The fund has given a return of 0.63%, 2.35 and 3.69 in last one, three and six months respectively. In the same period the category average return was -0.39%, 2.88% and 3.37% respectively.
  • Franklin India Government Securities Fund has given a return of 5.11% in last one year. In the same period the Gilt Fund category average return was 3.09%.
  • The fund has given a return of 6.69% in last three years and ranked 12.0th out of twenty one funds in the category. In the same period the Gilt Fund category average return was 6.71%.
  • The fund has given a return of 5.67% in last five years and ranked 15th out of eighteen funds in the category. In the same period the Gilt Fund category average return was 6.04%.
  • The fund has given a return of 5.74% in last ten years and ranked 17th out of seventeen funds in the category. In the same period the category average return was 7.03%.
  • The fund has given a SIP return of -8.98% in last one year whereas category average SIP return is -10.32%. The fund one year return rank in the category is 2nd in 23 funds
  • The fund has SIP return of 0.78% in last three years and ranks 5th in 21 funds. Bandhan Gilt Fund has given the highest SIP return (1.93%) in the category in last three years.
  • The fund has SIP return of 4.36% in last five years whereas category average SIP return is 4.48%.

Franklin India Government Securities Fund Risk Analysis

  • The fund has a standard deviation of 2.92 and semi deviation of 2.32. The category average standard deviation is 3.81 and semi deviation is 2.8.
  • The fund has a Value at Risk (VaR) of -4.88 and a maximum drawdown of -2.79. The category average VaR is -5.38 and the maximum drawdown is -3.5.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Gilt Fund Category
  • Good Performance in Gilt Fund Category
  • Poor Performance in Gilt Fund Category
  • Very Poor Performance in Gilt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.58
    -0.45
    		-1.35 | 0.58 1 | 23 Very Good
    3M Return % 2.21
    2.70
    		1.15 | 3.84 19 | 23 Poor
    6M Return % 3.40
    3.03
    		1.04 | 5.36 7 | 23 Good
    1Y Return % 4.52
    2.38
    		0.09 | 5.99 2 | 23 Very Good
    3Y Return % 6.13
    6.00
    		5.01 | 7.44 10 | 21 Good
    5Y Return % 5.14
    5.36
    		4.31 | 6.51 12 | 18 Average
    7Y Return % 5.02
    5.65
    		4.82 | 6.87 16 | 18 Poor
    10Y Return % 5.09
    6.32
    		5.09 | 7.29 17 | 17 Poor
    15Y Return % 6.56
    7.50
    		6.47 | 8.55 12 | 14 Average
    1Y SIP Return % -9.52
    -10.97
    		-13.93 | -7.02 2 | 23 Very Good
    3Y SIP Return % 0.21
    -0.58
    		-2.00 | 1.27 5 | 21 Very Good
    5Y SIP Return % 3.80
    3.79
    		2.62 | 4.97 9 | 18 Good
    7Y SIP Return % 4.39
    4.63
    		3.63 | 5.81 11 | 18 Average
    10Y SIP Return % 4.33
    4.98
    		4.27 | 6.02 16 | 17 Poor
    15Y SIP Return % 4.88
    5.79
    		4.88 | 6.81 15 | 15 Poor
    Standard Deviation 2.92
    3.81
    		2.50 | 5.02 3 | 21 Very Good
    Semi Deviation 2.32
    2.80
    		1.93 | 3.79 4 | 21 Very Good
    Max Drawdown % -2.79
    -3.50
    		-5.92 | -2.09 6 | 21 Very Good
    VaR 1 Y % -4.88
    -5.38
    		-7.69 | -1.79 7 | 21 Good
    Average Drawdown % 2.41
    1.22
    		0.89 | 2.41 1 | 21 Very Good
    Sharpe Ratio 0.07
    0.12
    		-0.15 | 0.53 12 | 21 Good
    Sterling Ratio 0.47
    0.47
    		0.35 | 0.61 10 | 21 Good
    Sortino Ratio 0.03
    0.06
    		-0.05 | 0.23 13 | 21 Average
    Return data last Updated On : July 31, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.63 -0.39 -1.30 | 0.63 1 | 23 Very Good
    3M Return % 2.35 2.88 1.43 | 4.00 19 | 23 Poor
    6M Return % 3.69 3.37 1.59 | 5.68 9 | 23 Good
    1Y Return % 5.11 3.09 0.62 | 6.66 2 | 23 Very Good
    3Y Return % 6.69 6.71 5.51 | 8.11 12 | 21 Good
    5Y Return % 5.67 6.04 5.04 | 7.09 15 | 18 Average
    7Y Return % 5.54 6.33 5.54 | 7.45 18 | 18 Poor
    10Y Return % 5.74 7.03 5.74 | 7.94 17 | 17 Poor
    1Y SIP Return % -8.98 -10.32 -12.95 | -6.41 2 | 23 Very Good
    3Y SIP Return % 0.78 0.11 -1.54 | 1.93 5 | 21 Very Good
    5Y SIP Return % 4.36 4.48 3.34 | 5.57 12 | 18 Average
    7Y SIP Return % 4.94 5.33 4.37 | 6.39 15 | 18 Average
    10Y SIP Return % 4.90 5.68 4.90 | 6.61 17 | 17 Poor
    Standard Deviation 2.92 3.81 2.50 | 5.02 3 | 21 Very Good
    Semi Deviation 2.32 2.80 1.93 | 3.79 4 | 21 Very Good
    Max Drawdown % -2.79 -3.50 -5.92 | -2.09 6 | 21 Very Good
    VaR 1 Y % -4.88 -5.38 -7.69 | -1.79 7 | 21 Good
    Average Drawdown % 2.41 1.22 0.89 | 2.41 1 | 21 Very Good
    Sharpe Ratio 0.07 0.12 -0.15 | 0.53 12 | 21 Good
    Sterling Ratio 0.47 0.47 0.35 | 0.61 10 | 21 Good
    Sortino Ratio 0.03 0.06 -0.05 | 0.23 13 | 21 Average
    Return data last Updated On : July 31, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Franklin India Government Securities Fund NAV Regular Growth Franklin India Government Securities Fund NAV Direct Growth
    31-07-2026 61.4146 67.6985
    30-07-2026 61.495 67.7861
    29-07-2026 61.4235 67.7062
    28-07-2026 61.404 67.6837
    27-07-2026 61.4645 67.7492
    24-07-2026 61.4889 67.773
    23-07-2026 61.4724 67.7538
    22-07-2026 61.434 67.7104
    21-07-2026 61.3991 67.6709
    20-07-2026 61.3841 67.6533
    17-07-2026 61.2845 67.5404
    16-07-2026 61.3311 67.5906
    15-07-2026 61.2505 67.5008
    14-07-2026 61.1556 67.3951
    13-07-2026 61.2387 67.4857
    10-07-2026 61.2229 67.465
    09-07-2026 61.2129 67.4529
    08-07-2026 61.2046 67.4427
    07-07-2026 61.2103 67.4479
    06-07-2026 61.2425 67.4823
    03-07-2026 61.246 67.483
    02-07-2026 61.2105 67.4427
    01-07-2026 61.1042 67.3246
    30-06-2026 61.0629 67.2779

    Fund Launch Date: 21/Jun/1999
    Fund Category: Gilt Fund
    Investment Objective: The Primary objective of the Scheme is to generate return through investments in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the central Government and / or State Government for repayment of Principal and Interest
    Fund Description: An open ended debt scheme investing in government securities across maturity
    Fund Benchmark: I-SEC Li-Bex
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.